Bus 215 week 3 quiz – a graded – best tutorial

Question 1.The most common service provided by a real estate agent when selling your home is:

Question 2.Typical examples of uses of life insurance proceeds include: 

Question 3.Most private insurance companies sell health insurance policies to:

Question 4.Which is a correct statement about life insurance? 

Question 5.Brett has hired a professional to assess the soundness of the roof, foundation, and building materials of a potential home he is considering. The professional will also be checking other aspects of the home including the plumbing, heating, and cooling systems. Brett is paying for a(an): 

Question 6.Jim Brown has a life insurance policy that allows him to change his policy to fit his changing needs. He can change either the premium he pays or the period of coverage. What type of insurance does Jim likely have? 

Question 7.A newly married couple is having trouble affording a home. What type of mortgage arrangement would reduce the monthly payment as a result of an interest rate subsidy from a builder or real estate developer? 

Question 8.Starting a small business that may or may not succeed is an example of ___________ risk.

Question 9.Which of the following is considered personal property for home insurance coverage?

Question 10.Which of the following is an (are) innovative way(s) concerned groups are containing health care costs? 

Question 11.The D.I.N.K. method of determining life insurance need is best suited for:

Question 12.Legislation that requires that loan applicants be given certain information, including an estimate of closing costs, before the closing is known as: 

Question 13.Which of these is a common financial benefit of home ownership? 

Question 14.The purpose of an appraisal is to: 

Question 15.Your home insurance policy has a $250 deductible. If a small fire causes $600 damage to your home, what amount of the claim would the insurance company pay?

Question 16.Georgette Valentine has expensive photography equipment for use in her hobby. Which one of the following types of coverage would pay for damage or theft of this equipment? 

Question 17.Your annual income is $35,000. What is your life insurance need based on the easy method?

Question 18.Which health insurance policy pays benefits only when you are hospitalized, but pays these benefits in cash which you can use as you like? 

Question 19.A short-term mortgage with a very large final payment is called a ____________ mortgage.

Question 20.Sophie Bennett is required to pay 20 percent of her medical costs up to a stated dollar limit. What is this requirement called?

 

 

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